FINITO

Terms of Service

1. Acceptance of Terms

These Terms of Service ("Terms") constitute a legally binding agreement between you and Educacion Global, Inc., a Delaware corporation ("Company", "we", "us", or "our"), governing your use of the FINITO mobile application ("App").

BY DOWNLOADING, INSTALLING, OR USING THE APP, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS. If you do not agree, you are not authorized to use the App.

FINITO is a tool, not a destination. We do not collect your data. We do not track your behavior. We do not monetize your attention.

Eligibility

You must be at least 13 years of age to use the App. By using the App, you represent and warrant that you meet this age requirement and have the legal capacity to enter into these Terms.

Agreement Updates

We reserve the right to modify these Terms at any time. Your continued use of the App following any changes constitutes acceptance of the modified Terms. It is your responsibility to review these Terms periodically.

2. Ownership & Sovereignty

Your Data Belongs to You

All data generated by FINITO remains on your device. We cannot access it, export it, or monetize it. You are the operator. You own the execution.

Local-First Architecture

Bring Your Own Keys (BYOK)

All cryptographic operations use your device's Secure Enclave. Private keys are non-exportable, device-bound, and irrecoverable. We cannot decrypt, recover, or access your sealed instances.

3. What FINITO Does

Core Functionality

What FINITO Does NOT Do

4. Limitations & Disclaimers

AS-IS Provision

THE APP IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, OR NON-INFRINGEMENT.

No Guarantees

Company does not warrant or guarantee:

Irreversible Actions

THE FOLLOWING ACTIONS ARE PERMANENT, IRREVERSIBLE, AND CANNOT BE UNDONE:

The App will provide warnings before executing irreversible actions. You acknowledge that you proceed at your own risk and with full understanding of the consequences.

Face ID & Biometric Data

The App uses Apple's LocalAuthentication framework for Face ID and biometric authentication. Company does not collect, store, transmit, or have access to your biometric data. All biometric authentication occurs locally on your device using Apple's Secure Enclave. You acknowledge that biometric authentication security is subject to the limitations and capabilities of your device hardware and Apple's security infrastructure.

Philosophical Nature of App

You acknowledge that FINITO is a philosophical and contemplative tool designed to visualize the passage of time and confront mortality. It is not:

Company makes no representations about psychological effects, existential impact, or suitability for any particular purpose.

5. Privacy Policy

Data Collection: None

FINITO collects zero data. No analytics. No tracking. No telemetry. No crash reports. No server logs.

Third-Party Services: None

FINITO does not integrate with third-party SDKs, analytics platforms, or advertising networks. The app is self-contained.

Network Requests: None

FINITO makes zero network requests. It does not phone home, check for updates, or communicate with external servers.

Compliance

6. Limitation of Liability

Maximum Liability Cap

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL COMPANY, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, OR AFFILIATES BE LIABLE TO YOU FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO:

Aggregate Liability

TO THE EXTENT LIABILITY CANNOT BE EXCLUDED BY LAW, COMPANY'S TOTAL AGGREGATE LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR YOUR USE OF THE APP SHALL NOT EXCEED THE GREATER OF: (A) THE AMOUNT YOU PAID TO COMPANY FOR THE APP IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM, OR (B) ONE HUNDRED U.S. DOLLARS ($100.00).

Essential Purpose

You acknowledge and agree that the limitations and exclusions of liability set forth in these Terms are fundamental elements of the agreement between you and Company, and that Company would not provide the App without such limitations.

Philosophical Tool Acknowledgment

You expressly acknowledge that FINITO is a philosophical tool, not a productivity system. It is designed to make time visible and facilitate contemplation of mortality, not to optimize time usage, provide medical advice, or predict actual lifespan. Company shall not be liable for any consequences, decisions, or actions taken based on your use of or reflection upon the App's visualizations.

User Responsibility

You assume all risk and responsibility for:

7. Indemnification

You agree to indemnify, defend, and hold harmless Company, its officers, directors, employees, agents, affiliates, successors, and assigns from and against any and all losses, damages, liabilities, deficiencies, claims, actions, judgments, settlements, interest, awards, penalties, fines, costs, or expenses of whatever kind, including reasonable attorneys' fees, arising from or relating to:

This indemnification obligation will survive termination of these Terms and your use of the App.

8. Governing Law & Jurisdiction

Governing Law

These Terms and any dispute arising out of or relating to these Terms or the App shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law principles.

Exclusive Jurisdiction

You irrevocably consent to the exclusive jurisdiction and venue of the state and federal courts located in Delaware for any legal action or proceeding arising out of or relating to these Terms or the App. You waive any objection to venue in such courts and any claim that such courts are an inconvenient forum.

Waiver of Jury Trial

TO THE FULLEST EXTENT PERMITTED BY LAW, YOU AND COMPANY HEREBY WAIVE ANY RIGHT TO A JURY TRIAL IN ANY LEGAL PROCEEDING ARISING OUT OF OR RELATING TO THESE TERMS OR THE APP.

Class Action Waiver

YOU AND COMPANY AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, REPRESENTATIVE, OR COLLECTIVE ACTION OR PROCEEDING. Unless both you and Company agree otherwise, the arbitrator or court may not consolidate or join more than one person's or party's claims and may not otherwise preside over any form of a consolidated, representative, or class proceeding.

Informal Dispute Resolution

Before initiating any legal action, you agree to first attempt to resolve any dispute informally by contacting Company. Company will attempt to resolve disputes through good-faith negotiation for a period of thirty (30) days.

9. Intellectual Property

Ownership

The App, including all source code, object code, algorithms, user interface designs, architecture, and documentation (collectively, "Company IP"), is owned by Company and is protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property laws.

Limited License

Subject to your compliance with these Terms, Company grants you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to download, install, and use the App on your personal iOS device solely for your personal, non-commercial use.

Restrictions

You shall not:

Open Source Components

The App may include open source software components governed by separate license terms. Such components are provided under their respective licenses, which can be reviewed in the App's repository or documentation.

10. Open Source & Security

FINITO's source code is available for public review and audit. You may inspect the implementation, verify privacy claims, and audit cryptographic operations.

Security Vulnerability Reporting

If you discover security vulnerabilities, responsible disclosure practices require that you:

Company reserves the right to address security issues at its discretion and is under no obligation to provide rewards, acknowledgments, or compensation for vulnerability reports.

11. Changes to Terms

Company reserves the right to modify, amend, or update these Terms at any time, in its sole discretion. If Company makes changes, we will:

Your continued use of the App following the posting of modified Terms constitutes your acceptance of such changes. It is your responsibility to review these Terms periodically for updates.

If you do not agree to the modified Terms, your sole remedy is to discontinue use of the App and delete it from your device.

12. Termination

Termination by You

You may terminate your use of the App at any time by:

Termination by Company

Company reserves the right to terminate or suspend your access to the App, without notice or liability, for any reason, including but not limited to breach of these Terms. However, due to the App's local-first architecture with no backend infrastructure, Company has limited technical ability to enforce such termination.

Effect of Termination

Upon termination:

13. Miscellaneous Provisions

Entire Agreement

These Terms constitute the entire agreement between you and Company regarding the App and supersede all prior or contemporaneous understandings and agreements, whether written or oral, regarding the App.

Severability

If any provision of these Terms is held to be invalid, illegal, or unenforceable by a court of competent jurisdiction, such provision shall be modified to the minimum extent necessary to make it valid and enforceable while preserving its intent, or if such modification is not possible, such provision shall be severed from these Terms. The remaining provisions shall continue in full force and effect.

No Waiver

Company's failure to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision. No waiver shall be effective unless made in writing and signed by an authorized representative of Company.

Assignment

You may not assign, transfer, or delegate these Terms or your rights and obligations hereunder without Company's prior written consent. Company may assign these Terms without restriction. Any attempted assignment in violation of this section shall be null and void.

Force Majeure

Company shall not be liable for any failure or delay in performance due to causes beyond its reasonable control, including but not limited to acts of God, war, terrorism, strikes, embargoes, government orders, natural disasters, pandemics, or failures of third-party service providers (including Apple's App Store or iOS platform).

Export Compliance

The App may be subject to U.S. export control laws and regulations. You agree to comply with all applicable export and re-export restrictions and regulations and shall not export or re-export the App in violation of such laws.

Government Use

If you are a U.S. government entity, the App is a "commercial item" as defined in 48 C.F.R. §2.101, and is licensed in accordance with these Terms.

No Third-Party Beneficiaries

These Terms are for the benefit of and enforceable by Company and you only. These Terms are not intended to confer any right or benefit on any third party.

Contact Information

For questions about these Terms or the App, you may contact:

Educacion Global, Inc.
Legal Department
State of Delaware, United States

14. The Endgame

FINITO is not a casino. It is not a habit loop. It is not a productivity theater.

It is a compiler for confronting reality.

You will not find dark patterns, engagement tricks, or subscription gates. You will find a tool that shows you time as it erodes, then disappears when the job is done.

That is the protocol. Everything else is noise.

Acceptance

By using the App, you acknowledge that you have read these Terms in their entirety, understand them, and agree to be bound by them. If you do not agree, do not use the App.

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